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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,287 | $115,780+28.1% | $101,255+46.4% | $158,931-6.7% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | -2.92% | 56.14%-59.1pp | 46.48%-49.4pp | 302.86%-305.8pp |
| Employer contribution / active EE | $0 | $4,175-100.0% | $3,660-100.0% | $4,761-100.0% |
| Participant deferral / active EE | $5,930 | $4,958+19.6% | $4,370+35.7% | $5,982-0.9% |
| Admin fee / account holder | $403 | $7,246-94.4% | $5,946-93.2% | $11,247-96.4% |