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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,287 | $115,814+28.0% | $101,275+46.4% | $158,982-6.7% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | -2.92% | 56.16%-59.1pp | 46.48%-49.4pp | 302.99%-305.9pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,930 | $4,958+19.6% | $4,371+35.7% | $5,983-0.9% |
| Admin fee / account holder | $403 | $7,249-94.4% | $5,948-93.2% | $11,252-96.4% |