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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,961 | $99,345+23.8% | $84,753+45.1% | $273,972-55.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -3.60% | 22.93%-26.5pp | 22.78%-26.4pp | 41.46%-45.1pp |
| Employer contribution / active EE | $3,000 | $4,214-28.8% | $3,574-16.1% | $4,869-38.4% |
| Participant deferral / active EE | $7,866 | $4,270+84.2% | $3,712+111.9% | $5,287+48.8% |
| Admin fee / account holder | $78,665 | $6,645+1083.7% | $5,333+1375.0% | $10,133+676.4% |