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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,751 | $160,028+47.9% | $147,080+61.0% | $145,884+62.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.26% | 98.60%-86.3pp | 420.17%-407.9pp | 551.85%-539.6pp |
| Employer contribution / active EE | $3,477 | $5,286-34.2% | $4,933-29.5% | $4,662-25.4% |
| Participant deferral / active EE | $10,687 | $8,422+26.9% | $8,066+32.5% | $6,690+59.8% |
| Admin fee / account holder | $66,718 | $15,030+343.9% | $12,989+413.7% | $13,392+398.2% |