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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,712 | $165,399+45.5% | $149,745+60.7% | $158,982+51.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.72% | 348.34%-333.6pp | 276.72%-262.0pp | 302.99%-288.3pp |
| Employer contribution / active EE | $3,573 | $5,105-30.0% | $4,646-23.1% | $4,763-25.0% |
| Participant deferral / active EE | $5,556 | $7,183-22.6% | $6,843-18.8% | $5,983-7.1% |
| Admin fee / account holder | $4,254 | $10,811-60.6% | $9,312-54.3% | $11,252-62.2% |