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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,151 | $138,114+65.2% | $125,391+82.0% | $134,545+69.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.55% | 750.88%-767.4pp | 572.41%-589.0pp | 418.37%-434.9pp |
| Employer contribution / active EE | $2,731 | $5,246-47.9% | $4,816-43.3% | $4,742-42.4% |
| Participant deferral / active EE | $9,646 | $7,801+23.7% | $7,448+29.5% | $6,401+50.7% |
| Admin fee / account holder | $934 | $11,570-91.9% | $10,009-90.7% | $11,431-91.8% |