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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,367 | $150,447+27.2% | $136,298+40.4% | $147,586+29.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.59% | 1049.15%-1028.6pp | 5156.27%-5135.7pp | 578.59%-558.0pp |
| Employer contribution / active EE | $3,765 | $5,256-28.4% | $4,696-19.8% | $4,876-22.8% |
| Participant deferral / active EE | $7,470 | $6,631+12.7% | $6,247+19.6% | $5,439+37.3% |
| Admin fee / account holder | $31,710 | $10,906+190.8% | $9,244+243.0% | $10,886+191.3% |