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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,743 | $48,274-61.2% | $63,244-70.4% | $59,633-68.6% |
| Participation rate | 80.0% | 66.3%+13.7pp | 71.0%+9.0pp | 68.7%+11.3pp |
| Annual return | 0.47% | -240.79%+241.3pp | -70.31%+70.8pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $1,928 | $1,586+21.5% | $2,322-17.0% | $2,203-12.5% |
| Participant deferral / active EE | $4,452 | $2,343+90.0% | $2,953+50.8% | $3,192+39.5% |
| Admin fee / account holder | $602 | $3,600-83.3% | $5,893-89.8% | $4,297-86.0% |