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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,566 | $91,911-64.6% | $68,612-52.5% | $135,380-75.9% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -6.76% | -8.22%+1.5pp | -4.63%-2.1pp | 519.81%-526.6pp |
| Employer contribution / active EE | $5,312 | $3,924+35.4% | $2,625+102.4% | $4,779+11.2% |
| Participant deferral / active EE | $6,239 | $4,315+44.6% | $3,311+88.4% | $5,609+11.2% |
| Admin fee / account holder | $779 | $9,240-91.6% | $5,131-84.8% | $10,828-92.8% |