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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,960 | $104,544-57.0% | $76,657-41.3% | $152,897-70.6% |
| Participation rate | 94.7% | 76.6%+18.1pp | 72.1%+22.6pp | 82.5%+12.3pp |
| Annual return | 24.11% | 1014.36%-990.2pp | 1166.74%-1142.6pp | 345.43%-321.3pp |
| Employer contribution / active EE | $6,201 | $3,118+98.9% | $2,303+169.3% | $4,764+30.2% |
| Participant deferral / active EE | $6,307 | $4,236+48.9% | $3,335+89.1% | $5,851+7.8% |
| Admin fee / account holder | $392 | $12,286-96.8% | $6,423-93.9% | $11,599-96.6% |