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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,650 | $85,169-81.6% | $172,755-90.9% | $72,983-78.6% |
| Participation rate | 63.6% | 70.1%-6.4pp | 82.6%-19.0pp | 69.5%-5.9pp |
| Annual return | 18.95% | 27.32%-8.4pp | 802.94%-784.0pp | 81.01%-62.1pp |
| Employer contribution / active EE | $1,052 | $3,324-68.3% | $5,144-79.5% | $2,440-56.9% |
| Participant deferral / active EE | $1,428 | $3,260-56.2% | $5,198-72.5% | $3,608-60.4% |
| Admin fee / account holder | $577 | $5,880-90.2% | $13,955-95.9% | $5,124-88.7% |