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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,148 | $91,179-79.0% | $178,499-89.3% | $79,852-76.0% |
| Participation rate | 59.0% | 69.2%-10.2pp | 81.9%-23.0pp | 69.6%-10.7pp |
| Annual return | 16.72% | 24.19%-7.5pp | 151.10%-134.4pp | 31.72%-15.0pp |
| Employer contribution / active EE | $717 | $3,256-78.0% | $5,011-85.7% | $2,471-71.0% |
| Participant deferral / active EE | $1,104 | $3,236-65.9% | $5,202-78.8% | $3,740-70.5% |
| Admin fee / account holder | $1,389 | $6,749-79.4% | $13,986-90.1% | $5,306-73.8% |