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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,685 | $77,638-84.9% | $156,551-92.5% | $62,881-81.4% |
| Participation rate | 84.4% | 71.2%+13.2pp | 84.0%+0.4pp | 69.3%+15.1pp |
| Annual return | 3.19% | 50.33%-47.1pp | 32.23%-29.0pp | 20.14%-17.0pp |
| Employer contribution / active EE | $1,009 | $3,444-70.7% | $5,501-81.7% | $2,281-55.8% |
| Participant deferral / active EE | $1,399 | $3,046-54.1% | $4,871-71.3% | $3,203-56.3% |
| Admin fee / account holder | $345 | $5,561-93.8% | $13,028-97.4% | $4,296-92.0% |