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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $351,411 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $193,368 |
AON CONSULTING2 years Filed as: AON INVESTMENTS USA INC Service code 16 · EIN 22-2232264 | Consulting | $67,500 |
Filed as: CERITY PARTNERS RETIREMENT PLAN ADV Service code 99 335 MADISON AVE · NEW YORK, NY 10017 | Other Fees | $46,000 |
BDO USA, LLP6 years Filed as: BDO USA LLP Service code 10 · EIN 13-5381590 | Accounting | $43,000 |
MILLER JOHNSON2 years Filed as: MILLER JOHNSON SNELL & CUMMISKEY PL Service code 29 250 MONROE AVE NW STE 800 · GRAND RAPIDS, MI 49503 | Legal | $19,355 |
Filed as: EMPOWER FINANCIAL SERVICES, INC. Service code 33 · EIN 84-0965407 | Distribution (12b-1) fees; Shareholde... | $6,700 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,406 | $104,544+103.2% | $96,564+120.0% | $80,187+164.9% |
| Participation rate | 99.7% | 86.4%+13.3pp | 76.0%+23.7pp | 72.9%+26.7pp |
| Annual return | -7.04% | 21.79%-28.8pp | 25.89%-32.9pp | 40.40%-47.4pp |
| Employer contribution / active EE | $5,370 | $3,527+52.3% | $2,967+81.0% | $2,980+80.2% |
| Participant deferral / active EE | $9,155 | $6,170+48.4% | $4,852+88.7% | $5,016+82.5% |
| Admin fee / account holder | $116 | $107+8.6% | $8,256-98.6% | $145-20.0% |