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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $13,322 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $825 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,825 | $99,957-52.2% | $149,730-68.1% | $73,493-34.9% |
| Participation rate | 90.8% | 75.7%+15.1pp | 82.5%+8.4pp | 70.7%+20.2pp |
| Annual return | 26.56% | 53.87%-27.3pp | 276.70%-250.1pp | 28.51%-2.0pp |
| Employer contribution / active EE | $1,407 | $3,191-55.9% | $4,645-69.7% | $2,270-38.0% |
| Participant deferral / active EE | $10,298 | $6,073+69.6% | $6,843+50.5% | $3,740+175.3% |
| Admin fee / account holder | $107 | $551-80.5% | $9,310-98.8% | $513-79.1% |