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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,201 | $77,817-67.6% | $123,553-79.6% | $64,173-60.7% |
| Participation rate | 97.7% | 74.7%+23.0pp | 82.3%+15.4pp | 69.6%+28.1pp |
| Annual return | 16.97% | 12.49%+4.5pp | 119.21%-102.2pp | 7.63%+9.3pp |
| Employer contribution / active EE | $1,047 | $3,014-65.3% | $4,628-77.4% | $2,381-56.0% |
| Participant deferral / active EE | $7,978 | $5,240+52.3% | $6,426+24.2% | $3,470+129.9% |
| Admin fee / account holder | $1,256 | $5,519-77.2% | $9,284-86.5% | $4,887-74.3% |