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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,068 | $85,766-68.4% | $136,298-80.1% | $70,126-61.4% |
| Participation rate | 95.9% | 74.2%+21.8pp | 81.9%+14.0pp | 69.5%+26.4pp |
| Annual return | 28.00% | 31.46%-3.5pp | 5156.27%-5128.3pp | 73.15%-45.1pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $8,398 | $5,051+66.3% | $6,247+34.4% | $3,332+152.1% |
| Admin fee / account holder | $1,675 | $5,421-69.1% | $9,244-81.9% | $4,645-63.9% |