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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,159 | $162,812-15.1% | $133,971+3.1% | $158,966-13.1% |
| Participation rate | 85.7% | 83.2%+2.5pp | 79.8%+5.9pp | 82.0%+3.8pp |
| Annual return | 17.87% | 41.94%-24.1pp | 45.09%-27.2pp | 302.95%-285.1pp |
| Employer contribution / active EE | $2,751 | $4,976-44.7% | $3,919-29.8% | $4,762-42.2% |
| Participant deferral / active EE | $10,032 | $5,910+69.7% | $5,047+98.8% | $5,983+67.7% |
| Admin fee / account holder | $625 | $11,741-94.7% | $8,929-93.0% | $11,250-94.4% |