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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,530 | $144,130-33.7% | $117,861-18.9% | $147,586-35.3% |
| Participation rate | 75.0% | 83.4%-8.4pp | 79.7%-4.7pp | 82.8%-7.8pp |
| Annual return | 16.05% | 531.20%-515.1pp | 335.11%-319.1pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,078 | $4,897-57.6% | $3,786-45.1% | $4,876-57.4% |
| Participant deferral / active EE | $6,704 | $5,316+26.1% | $4,482+49.6% | $5,439+23.3% |
| Admin fee / account holder | $2,140 | $10,887-80.3% | $8,021-73.3% | $10,886-80.3% |