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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,308 | $152,592-27.7% | $125,180-11.9% | $152,885-27.8% |
| Participation rate | 87.5% | 83.3%+4.2pp | 79.8%+7.7pp | 82.5%+5.0pp |
| Annual return | 25.13% | 54.84%-29.7pp | 43.79%-18.7pp | 345.39%-320.3pp |
| Employer contribution / active EE | $2,696 | $4,947-45.5% | $3,866-30.3% | $4,763-43.4% |
| Participant deferral / active EE | $8,059 | $5,868+37.3% | $4,937+63.2% | $5,851+37.7% |
| Admin fee / account holder | $536 | $13,435-96.0% | $9,703-94.5% | $11,598-95.4% |