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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,499 | $58,275-71.7% | $81,844-79.8% | $80,935-79.6% |
| Participation rate | 76.6% | 63.5%+13.1pp | 72.4%+4.2pp | 67.7%+8.9pp |
| Annual return | 15.82% | 41.82%-26.0pp | 778.87%-763.1pp | 35.66%-19.8pp |
| Employer contribution / active EE | $1,169 | $2,346-50.2% | $2,916-59.9% | $2,757-57.6% |
| Participant deferral / active EE | $3,188 | $3,285-3.0% | $4,323-26.3% | $4,299-25.9% |
| Admin fee / account holder | $1,096 | $4,749-76.9% | $7,355-85.1% | $6,924-84.2% |