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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,499 | $58,241-71.7% | $81,780-79.8% | $80,911-79.6% |
| Participation rate | 76.6% | 63.4%+13.2pp | 72.4%+4.2pp | 67.6%+8.9pp |
| Annual return | 15.82% | 41.73%-25.9pp | 776.27%-760.4pp | 35.63%-19.8pp |
| Employer contribution / active EE | $1,169 | $2,343-50.1% | $2,914-59.9% | $2,756-57.6% |
| Participant deferral / active EE | $3,188 | $3,283-2.9% | $4,321-26.2% | $4,297-25.8% |
| Admin fee / account holder | $1,096 | $4,973-78.0% | $7,384-85.2% | $6,935-84.2% |