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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,435 | $54,355-84.5% | $82,744-89.8% | $68,486-87.7% |
| Participation rate | 74.1% | 63.9%+10.2pp | 72.6%+1.6pp | 67.9%+6.2pp |
| Annual return | -18.48% | -13.67%-4.8pp | 702.22%-720.7pp | -7.85%-10.6pp |
| Employer contribution / active EE | $702 | $2,219-68.4% | $3,008-76.7% | $2,597-73.0% |
| Participant deferral / active EE | $1,958 | $3,246-39.7% | $4,395-55.4% | $4,028-51.4% |
| Admin fee / account holder | $1,456 | $4,397-66.9% | $5,325-72.7% | $5,404-73.1% |