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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,741 | $129,737-2.3% | $119,126+6.4% | $154,746-18.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 6.09% | 379.08%-373.0pp | 282.11%-276.0pp | 172.34%-166.2pp |
| Employer contribution / active EE | $0 | $4,375-100.0% | $4,034-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $11,512 | $5,842+97.1% | $5,318+116.5% | $6,730+71.1% |
| Admin fee / account holder | $2,180 | $11,961-81.8% | $10,693-79.6% | $14,365-84.8% |