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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,612 | $111,814-2.9% | $103,378+5.1% | $145,978-25.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.56% | 24.80%-17.2pp | 24.91%-17.3pp | 550.52%-543.0pp |
| Employer contribution / active EE | $0 | $4,215-100.0% | $3,870-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $10,532 | $5,618+87.5% | $5,058+108.2% | $6,690+57.4% |
| Admin fee / account holder | $6,857 | $9,764-29.8% | $8,401-18.4% | $13,400-48.8% |