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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,707 | $115,814+4.2% | $101,275+19.2% | $158,982-24.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.71% | 56.16%-39.4pp | 46.48%-29.8pp | 302.99%-286.3pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $7,668 | $4,958+54.6% | $4,371+75.4% | $5,983+28.1% |
| Admin fee / account holder | $319 | $7,249-95.6% | $5,948-94.6% | $11,252-97.2% |