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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,972 | $87,546-31.5% | $75,784-20.9% | $125,389-52.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -9.42% | 13.49%-22.9pp | 9.68%-19.1pp | 282.24%-291.7pp |
| Employer contribution / active EE | $2,204 | $3,930-43.9% | $3,323-33.7% | $4,866-54.7% |
| Participant deferral / active EE | $3,794 | $4,230-10.3% | $3,652+3.9% | $5,352-29.1% |
| Admin fee / account holder | $4,606 | $6,503-29.2% | $5,300-13.1% | $9,541-51.7% |