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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 15 · EIN 04-1590850 | Recordkeeping | $2,858 |
Filed as: MERRILL LYNCH Service code 22 · EIN 13-2808480 | Insurance Broker | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,005 | $107,378-54.4% | $108,582-54.9% | $57,658-15.0% |
| Participation rate | 94.0% | 77.1%+16.9pp | 79.6%+14.4pp | 70.2%+23.8pp |
| Annual return | 9.68% | 12.80%-3.1pp | -51.70%+61.4pp | 5.13%+4.5pp |
| Employer contribution / active EE | $2,496 | $1,782+40.1% | $3,758-33.6% | $1,974+26.5% |
| Participant deferral / active EE | $2,942 | $3,221-8.7% | $4,311-31.8% | $3,061-3.9% |
| Admin fee / account holder | $9 | $108-92.1% | $7,645-99.9% | $95-90.9% |