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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 15 · EIN 04-1590850 | Recordkeeping | $4,265 |
Filed as: MERRILL LYNCH Service code 22 · EIN 13-2808480 | Insurance Broker | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,653 | $57,096-23.5% | $94,229-53.7% | $55,191-20.9% |
| Participation rate | 94.8% | 75.7%+19.1pp | 78.8%+16.0pp | 69.2%+25.6pp |
| Annual return | 0.31% | 159.65%-159.3pp | 10.68%-10.4pp | 10.78%-10.5pp |
| Employer contribution / active EE | $2,296 | $1,708+34.4% | $3,587-36.0% | $1,899+20.9% |
| Participant deferral / active EE | $2,684 | $3,165-15.2% | $4,320-37.9% | $3,046-11.9% |
| Admin fee / account holder | $13 | $89-85.1% | $6,269-99.8% | $91-85.3% |