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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 15 · EIN 04-1590850 | Recordkeeping | $61,176 |
Filed as: ENVESTNET RETIREMENT SOLUTIONS INC Service code 27 · EIN 61-1732930 | Advisory (Plan) | $0 |
Service code 49 · EIN 36-3429599 | Other Services | $0 |
PENSION ASSURANCE LLP2 years Filed as: PENSION INNOVATIONS & CONSULTING Service code 15 · EIN 34-1944384 | Recordkeeping | $0 |
PLANNING CORP OF AMERICA3 years Service code 52 · EIN 59-1199408 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,065 | $78,419+0.8% | $133,978-41.0% | $73,412+7.7% |
| Participation rate | 90.1% | 78.6%+11.5pp | 79.8%+10.3pp | 72.2%+17.9pp |
| Annual return | 15.87% | 33.35%-17.5pp | 45.10%-29.2pp | 59.30%-43.4pp |
| Employer contribution / active EE | $2,700 | $2,044+32.1% | $3,919-31.1% | $2,234+20.9% |
| Participant deferral / active EE | $3,474 | $3,925-11.5% | $5,047-31.2% | $3,806-8.7% |
| Admin fee / account holder | $347 | $161+114.8% | $8,930-96.1% | $158+119.5% |