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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $23,625 |
EDWARD JONES1 year Service code 27 · EIN 43-0345811 | Advisory (Plan) | $5,887 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,456 | $63,365-78.8% | $91,994-85.4% | $72,976-81.6% |
| Participation rate | 100.0% | 72.5%+27.5pp | 78.6%+21.4pp | 69.5%+30.5pp |
| Annual return | 15.39% | 35.35%-20.0pp | 69.04%-53.6pp | 81.02%-65.6pp |
| Employer contribution / active EE | $3,196 | $2,116+51.1% | $3,453-7.4% | $2,440+31.0% |
| Participant deferral / active EE | $2,651 | $4,883-45.7% | $5,924-55.2% | $3,608-26.5% |
| Admin fee / account holder | $236 | $4,670-94.9% | $7,744-96.9% | $5,124-95.4% |