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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,425 | $56,287-81.5% | $80,977-87.1% | $62,881-83.4% |
| Participation rate | 70.2% | 68.9%+1.2pp | 75.8%-5.6pp | 69.3%+0.9pp |
| Annual return | 4.31% | 22.13%-17.8pp | 17.11%-12.8pp | 20.14%-15.8pp |
| Employer contribution / active EE | $2,625 | $1,943+35.1% | $3,715-29.3% | $2,281+15.1% |
| Participant deferral / active EE | $1,761 | $4,196-58.0% | $5,696-69.1% | $3,203-45.0% |
| Admin fee / account holder | $1,364 | $3,742-63.5% | $5,517-75.3% | $4,296-68.2% |