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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $24,224 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,982 | $70,486-66.0% | $100,535-76.1% | $79,856-70.0% |
| Participation rate | 84.3% | 73.6%+10.7pp | 79.4%+4.9pp | 69.6%+14.7pp |
| Annual return | 8.50% | 21.90%-13.4pp | 30.90%-22.4pp | 31.71%-23.2pp |
| Employer contribution / active EE | $923 | $2,165-57.3% | $3,419-73.0% | $2,471-62.6% |
| Participant deferral / active EE | $2,614 | $5,182-49.5% | $6,271-58.3% | $3,741-30.1% |
| Admin fee / account holder | $515 | $4,480-88.5% | $8,085-93.6% | $5,306-90.3% |