Filings through .
3 of 18 flags tripped on the 2025 filing.
Failed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Few collective trusts
4% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$147K in admin expenses, $320 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
16 funds of $250K or more; 19 lines in all, holding $41.2M of the plan's $42.1M. Recordkeeper: Empower.
| Fund | Dollars | % of funds% |
|---|---|---|
| American Am Fnd Europacfic Grth R6 Capital Group · Mutual fund | $8.2M | 19.9% |
| Empower Guaranteed Income Fund Empower · Insurance contract Recordkeeper's own fund | $5.5M | 13.3% |
| LCG/MFS Fund MFS (Sun Life) · Insurance contract | $5.0M | 12.1% |
| Blackrock Dividend BlackRock · Insurance contract | $4.2M | 10.1% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $4.1M | 10.0% |
| Pgim Total Return Bond Fund Class R6 Prudential (PGIM) · Mutual fund | $2.8M | 6.9% |
| Empower AM Cent Mid Cap Value Empower · Insurance contract Recordkeeper's own fund | $2.4M | 5.8% |
| Pooled Separate Accounts Empower Annuity Insurance Company Prudential (PGIM) · Insurance contract | $1.7M | 4.2% |
| Principal Mid-Cap Fund T-IV Principal · Collective trust | $1.5M | 3.7% |
| Invesco Discovery Fund Class R6 Invesco · Mutual fund | $1.5M | 3.6% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
9 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund.
| Fund | Year-end value |
|---|---|
| AddedPrincipal Mid-Cap Fund T-IV | $1.5M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
9 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 5 by compensation.
| Provider | Compensation |
|---|---|
EMPOWER ADVISORY GROUP, LLC3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 · EIN 06-1050034 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $55,807 |
CREATIVE PLANNING LLC4 years Service code 27 · EIN 43-1270780 Advisory (Plan) | $40,000 |
BDO USA, LLP1 year Filed as: BDO USA LLP Service code 10 · EIN 13-5381590 Accounting | $33,650 |
ACTUARIAL BENEFITS CORP11+ years Filed as: ACTUARIAL BENEFITS CORP. Service code 13 · EIN 95-4724815 Contract Administrator | $9,500 |
Service code 29 · EIN 95-2039611 Legal | $7,830 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
7 feature codes on the 2025 filing.
Filed February 23, 2026.
Street address, email and phone are on Pro. Pro is free for 7 days and then costs $49 a month.
3 contacts
Phone and email for the top hat administrator are on Pro.
11 filings · 2015 to 2025