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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,976 | $58,895+859.3% | $178,503+216.5% | $73,497+668.7% |
| Participation rate | 94.0% | 66.2%+27.7pp | 81.9%+12.0pp | 70.7%+23.3pp |
| Annual return | 12.74% | 24.86%-12.1pp | 151.12%-138.4pp | 28.51%-15.8pp |
| Employer contribution / active EE | $27,877 | $2,236+1146.8% | $5,011+456.3% | $2,270+1128.0% |
| Participant deferral / active EE | $12,240 | $2,567+376.8% | $5,202+135.3% | $3,740+227.3% |
| Admin fee / account holder | $5,177 | $400+1193.0% | $13,987-63.0% | $513+909.0% |