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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,171 | $47,977+834.1% | $154,108+190.8% | $56,289+696.2% |
| Participation rate | 89.6% | 66.2%+23.5pp | 83.0%+6.6pp | 69.9%+19.8pp |
| Annual return | -0.98% | 3.54%-4.5pp | 735.21%-736.2pp | -9.96%+9.0pp |
| Employer contribution / active EE | $28,764 | $2,169+1226.3% | $5,298+443.0% | $2,111+1262.5% |
| Participant deferral / active EE | $9,773 | $2,392+308.6% | $5,081+92.4% | $3,350+191.7% |
| Admin fee / account holder | $72,247 | $438+16386.1% | $13,411+438.7% | $521+13767.9% |