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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,036 | $73,397-60.4% | $178,014-83.7% | $74,546-61.0% |
| Participation rate | 39.1% | 66.6%-27.5pp | 77.1%-38.0pp | 67.2%-28.1pp |
| Annual return | 13.94% | 17.49%-3.5pp | 294.80%-280.9pp | 1366.03%-1352.1pp |
| Employer contribution / active EE | $818 | $2,217-63.1% | $3,950-79.3% | $2,624-68.8% |
| Participant deferral / active EE | $1,907 | $4,512-57.7% | $6,276-69.6% | $4,347-56.1% |
| Admin fee / account holder | $2,744 | $1,809+51.6% | $10,362-73.5% | $1,944+41.2% |