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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,036 | $73,459-60.5% | $178,528-83.7% | $74,429-61.0% |
| Participation rate | 39.1% | 66.5%-27.4pp | 77.1%-38.0pp | 67.2%-28.1pp |
| Annual return | 13.94% | 17.50%-3.6pp | 27.11%-13.2pp | 1368.38%-1354.4pp |
| Employer contribution / active EE | $818 | $2,219-63.1% | $3,950-79.3% | $2,625-68.8% |
| Participant deferral / active EE | $1,907 | $4,515-57.8% | $6,278-69.6% | $4,348-56.1% |
| Admin fee / account holder | $2,744 | $1,812+51.4% | $10,419-73.7% | $1,944+41.1% |