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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,430 | $65,395-84.1% | $182,531-94.3% | $72,983-85.7% |
| Participation rate | 71.2% | 65.4%+5.8pp | 78.0%-6.8pp | 69.5%+1.7pp |
| Annual return | 41.84% | 27.68%+14.2pp | 148.57%-106.7pp | 81.01%-39.2pp |
| Employer contribution / active EE | $1,504 | $1,911-21.3% | $4,075-63.1% | $2,440-38.4% |
| Participant deferral / active EE | $2,521 | $3,563-29.2% | $5,525-54.4% | $3,608-30.1% |
| Admin fee / account holder | $469 | $4,245-89.0% | $8,593-94.5% | $5,124-90.9% |