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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,829 | $100,970-41.7% | $96,576-39.1% | $137,256-57.1% |
| Participation rate | 41.7% | 82.6%-40.9pp | 81.4%-39.8pp | 80.0%-38.3pp |
| Annual return | 17.06% | 38.16%-21.1pp | 38.47%-21.4pp | 220.34%-203.3pp |
| Employer contribution / active EE | $500 | $3,809-86.9% | $3,553-85.9% | $4,156-88.0% |
| Participant deferral / active EE | $2,751 | $8,286-66.8% | $7,956-65.4% | $6,407-57.1% |
| Admin fee / account holder | $1,426 | $11,312-87.4% | $11,381-87.5% | $12,270-88.4% |