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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,829 | $107,666-45.4% | $102,184-42.4% | $154,746-62.0% |
| Participation rate | 41.7% | 83.7%-42.1pp | 82.6%-40.9pp | 80.7%-39.0pp |
| Annual return | 17.06% | 29.33%-12.3pp | 31.58%-14.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $500 | $3,846-87.0% | $3,594-86.1% | $4,379-88.6% |
| Participant deferral / active EE | $2,751 | $8,719-68.5% | $8,309-66.9% | $6,730-59.1% |
| Admin fee / account holder | $1,426 | $12,943-89.0% | $11,609-87.7% | $14,365-90.1% |