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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,290 | $99,647-25.4% | $86,439-14.1% | $134,509-44.8% |
| Participation rate | 66.7% | 82.1%-15.4pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -16.44% | 6784.13%-6800.6pp | 4395.55%-4412.0pp | 418.13%-434.6pp |
| Employer contribution / active EE | $1,147 | $4,401-73.9% | $3,769-69.6% | $4,741-75.8% |
| Participant deferral / active EE | $5,628 | $7,246-22.3% | $6,952-19.0% | $6,400-12.1% |
| Admin fee / account holder | $2,392 | $8,373-71.4% | $6,732-64.5% | $11,427-79.1% |