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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,623 | $124,980-28.3% | $108,359-17.3% | $154,746-42.1% |
| Participation rate | 50.0% | 75.2%-25.2pp | 70.1%-20.1pp | 80.7%-30.7pp |
| Annual return | 12.89% | 45.00%-32.1pp | 36.89%-24.0pp | 172.34%-159.4pp |
| Employer contribution / active EE | $1,152 | $2,851-59.6% | $2,399-52.0% | $4,379-73.7% |
| Participant deferral / active EE | $2,092 | $4,743-55.9% | $4,137-49.4% | $6,730-68.9% |
| Admin fee / account holder | $14,582 | $11,502+26.8% | $9,741+49.7% | $14,365+1.5% |