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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,538 | $102,635-23.5% | $86,209-8.9% | $139,456-43.7% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.0%-19.0pp | 80.3%-30.3pp |
| Annual return | 18.70% | 1923.53%-1904.8pp | 1169.05%-1150.4pp | 373.45%-354.8pp |
| Employer contribution / active EE | $674 | $3,034-77.8% | $2,381-71.7% | $4,753-85.8% |
| Participant deferral / active EE | $2,769 | $4,677-40.8% | $3,986-30.5% | $6,711-58.7% |
| Admin fee / account holder | $733 | $8,661-91.5% | $6,853-89.3% | $11,407-93.6% |