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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,230 | $101,798-6.5% | $165,071-42.3% | $80,935+17.7% |
| Participation rate | 86.0% | 71.8%+14.2pp | 78.6%+7.4pp | 67.7%+18.3pp |
| Annual return | 5.01% | 16.73%-11.7pp | 70.17%-65.2pp | 35.66%-30.6pp |
| Employer contribution / active EE | $1,073 | $2,954-63.7% | $4,347-75.3% | $2,757-61.1% |
| Participant deferral / active EE | $2,788 | $4,476-37.7% | $6,035-53.8% | $4,299-35.2% |
| Admin fee / account holder | $7,165 | $8,221-12.8% | $12,695-43.6% | $6,924+3.5% |