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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,230 | $101,763-6.4% | $164,866-42.2% | $80,874+17.8% |
| Participation rate | 86.0% | 71.8%+14.2pp | 78.6%+7.4pp | 67.6%+18.4pp |
| Annual return | 5.01% | 16.73%-11.7pp | 69.97%-65.0pp | 35.62%-30.6pp |
| Employer contribution / active EE | $1,073 | $2,954-63.7% | $4,343-75.3% | $2,756-61.1% |
| Participant deferral / active EE | $2,788 | $4,477-37.7% | $6,033-53.8% | $4,297-35.1% |
| Admin fee / account holder | $7,165 | $8,228-12.9% | $12,689-43.5% | $6,935+3.3% |