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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,494 | $91,559+67.6% | $133,971+14.6% | $79,852+92.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 7.52% | 61.85%-54.3pp | 45.09%-37.6pp | 31.72%-24.2pp |
| Employer contribution / active EE | $2,336 | $2,384-2.0% | $3,919-40.4% | $2,471-5.5% |
| Participant deferral / active EE | $4,006 | $3,734+7.3% | $5,047-20.6% | $3,740+7.1% |
| Admin fee / account holder | $7,179 | $6,321+13.6% | $8,929-19.6% | $5,306+35.3% |