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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $37,312 |
CREATIVE PLANNING LLC1 year Service code 27 5440 W 110TH ST STE 102 · OVERLAND PARK, KS 66211 | Advisory (Plan) | $19,246 |
LOCKTON INVESTMENT ADVISORS, LLC8+ years Service code 27 444 W 47TH ST STE 900 · KANSAS CITY, MO 64112 | Advisory (Plan) | $16,541 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $7,599 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,525 | $42,367+83.0% | $79,580-2.6% | $64,819+19.6% |
| Participation rate | 32.8% | 64.7%-31.9pp | 69.5%-36.7pp | 71.5%-38.7pp |
| Annual return | -15.24% | -12.23%-3.0pp | 0.15%-15.4pp | 32.84%-48.1pp |
| Employer contribution / active EE | $883 | $1,181-25.2% | $2,413-63.4% | $2,507-64.8% |
| Participant deferral / active EE | $1,685 | $3,170-46.8% | $3,985-57.7% | $4,311-60.9% |
| Admin fee / account holder | $464 | $160+190.6% | $6,835-93.2% | $188+146.9% |