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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,217 | $167,323-31.7% | $143,770-20.6% | $134,493-15.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.91% | 0.47%-24.4pp | -0.04%-23.9pp | 418.01%-441.9pp |
| Employer contribution / active EE | $9,887 | $5,619+75.9% | $4,951+99.7% | $4,740+108.6% |
| Participant deferral / active EE | $34,740 | $6,446+438.9% | $5,638+516.2% | $6,400+442.8% |
| Admin fee / account holder | $4,369 | $18,088-75.8% | $14,673-70.2% | $11,425-61.8% |