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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,217 | $167,353-31.8% | $143,797-20.6% | $134,545-15.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.91% | 0.48%-24.4pp | -0.04%-23.9pp | 418.37%-442.3pp |
| Employer contribution / active EE | $9,887 | $5,620+75.9% | $4,952+99.6% | $4,742+108.5% |
| Participant deferral / active EE | $34,740 | $6,447+438.8% | $5,638+516.1% | $6,401+442.7% |
| Admin fee / account holder | $4,369 | $18,096-75.9% | $14,679-70.2% | $11,431-61.8% |