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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,746 | $49,025+121.8% | $87,502+24.3% | $62,881+72.9% |
| Participation rate | 97.7% | 64.9%+32.8pp | 73.8%+23.8pp | 69.3%+28.4pp |
| Annual return | 5.07% | 10.02%-5.0pp | 12.21%-7.1pp | 20.14%-15.1pp |
| Employer contribution / active EE | $2,157 | $1,372+57.2% | $2,550-15.4% | $2,281-5.4% |
| Participant deferral / active EE | $5,471 | $2,289+139.0% | $3,149+73.8% | $3,203+70.8% |
| Admin fee / account holder | $9,048 | $4,065+122.6% | $4,221+114.4% | $4,296+110.6% |