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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,653 | $63,861+121.8% | $104,639+35.4% | $79,856+77.4% |
| Participation rate | 98.9% | 64.9%+33.9pp | 74.1%+24.8pp | 69.6%+29.2pp |
| Annual return | 9.91% | 21.30%-11.4pp | 340.67%-330.8pp | 31.71%-21.8pp |
| Employer contribution / active EE | $2,506 | $1,588+57.8% | $2,682-6.5% | $2,471+1.4% |
| Participant deferral / active EE | $7,016 | $2,693+160.5% | $3,738+87.7% | $3,741+87.6% |
| Admin fee / account holder | $10,224 | $4,185+144.3% | $6,465+58.1% | $5,306+92.7% |