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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,698 | $51,283+143.2% | $95,740+30.2% | $71,511+74.4% |
| Participation rate | 95.0% | 63.1%+31.9pp | 72.3%+22.7pp | 67.9%+27.1pp |
| Annual return | 10.96% | 25.25%-14.3pp | 28.41%-17.5pp | 28.86%-17.9pp |
| Employer contribution / active EE | $2,616 | $1,817+44.0% | $2,836-7.8% | $2,589+1.0% |
| Participant deferral / active EE | $7,472 | $3,365+122.1% | $4,244+76.1% | $4,291+74.1% |
| Admin fee / account holder | $25,310 | $1,135+2130.1% | $5,676+345.9% | $1,588+1493.3% |