Filed September 4, 2025 (most recent of 3 filings on file)
Total covered: 2 employees
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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563 | Contract Administrator | $151,850 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,686 | $56,540+97.5% | $185,849-39.9% | $86,821+28.6% |
| Participation rate | 95.6% | 65.5%+30.1pp | 81.7%+13.9pp | 72.3%+23.3pp |
| Annual return | 15.74% | 118.20%-102.5pp | 122.10%-106.4pp | 97.94%-82.2pp |
| Employer contribution / active EE | $3,016 | $1,844+63.5% | $5,169-41.7% | $2,406+25.3% |
| Participant deferral / active EE | $5,448 | $2,555+113.2% | $5,569-2.2% | $4,132+31.9% |
| Admin fee / account holder | $451 | $150+201.3% | $16,244-97.2% | $170+165.9% |