Filed September 4, 2025 (most recent of 3 filings on file)
Total covered: 2 employees
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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563 | Contract Administrator | $131,649 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,709 | $47,163+105.1% | $149,696-35.4% | $74,460+29.9% |
| Participation rate | 98.5% | 63.4%+35.0pp | 78.8%+19.7pp | 70.7%+27.7pp |
| Annual return | 14.84% | 22.75%-7.9pp | 134.46%-119.6pp | 34.38%-19.5pp |
| Employer contribution / active EE | $3,537 | $1,907+85.5% | $4,821-26.6% | $2,638+34.1% |
| Participant deferral / active EE | $6,101 | $2,730+123.5% | $5,682+7.4% | $4,530+34.7% |
| Admin fee / account holder | $350 | $343+2.1% | $13,212-97.3% | $348+0.7% |