Filed September 4, 2025 (most recent of 3 filings on file)
Total covered: 2 employees
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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563 | Contract Administrator | $136,418 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,936 | $46,332+100.6% | $143,799-35.4% | $64,819+43.4% |
| Participation rate | 96.6% | 64.2%+32.3pp | 80.3%+16.2pp | 71.5%+25.1pp |
| Annual return | -9.49% | -10.05%+0.6pp | -0.04%-9.4pp | 32.84%-42.3pp |
| Employer contribution / active EE | $3,288 | $1,911+72.1% | $4,952-33.6% | $2,507+31.2% |
| Participant deferral / active EE | $5,849 | $2,647+120.9% | $5,638+3.7% | $4,311+35.7% |
| Admin fee / account holder | $404 | $154+162.3% | $14,677-97.3% | $188+114.9% |